Frequently asked questions

Members pay a monthly or annual fee to join the Medical Savings Plan. In return, they gain access to a network of healthcare providers who have agreed to offer their services at reduced rates. Members then pay the discounted fees directly to the providers at the time of service.

MSPs often cover a wide range of healthcare services, including dental care, vision care, prescription medications, and more. The specific services covered can vary between different plans, so it's essential to review the details of each plan.

No, a Medical Savings Plan is not health insurance. It does not provide coverage for medical expenses or pay healthcare providers on behalf of the member. Instead, it offers discounts on services when members pay out-of-pocket at the time of service.

Unlike health insurance, Medical Savings Plans typically do not have restrictions based on pre-existing conditions. Members can often enroll regardless of their health status.

Most Medical Savings Plans have an online directory or customer service helpline that provides a list of participating healthcare providers. Members can use these resources to find nearby doctors, dentists, and other professionals who accept the plan.

Yes, many people choose to use a Medical Savings Plan alongside their health insurance to help reduce out-of-pocket costs.

Generally, Medical Savings Plans are available to individuals and families of all ages and income levels. There are usually no income or age restrictions for enrollment.

Most plans allow members to cancel their membership at any time, but it's crucial to review the terms and conditions of the specific plan for details on cancellation policies and any associated fees.

To enroll, simply contact Honesty^®, our AI Sales agent, by calling (888) 357-5267. She will be happy to guide you through the enrollment process. Please take the time to thoroughly review the plan details, including costs and covered services, before completing the enrollment.